Apply for Business Funding Solutions Online in California

Our Process

Apply Online

Tell us a little bit about your business and get approved within 24-48 hours.

Get Approved

Choose the terms that work best for you and get on with your day.

Withdraw Funds

Link your business checking account and access your funds immediately.

Loan Payback

Loan payments are remitted automatically through ACH withdrawal either daily, weekly, or monthly.

10 Reasons Why Direct Funding Now Offers
the Best Small Business Financing

		Bank	Direct Lenders
Paperwork	3 Months Bank Statements No Tax Returns Required	2-3 Years Tax Return 2-3 Years Financials	3 Months Bank Statements 1 Year Tax Return 1 Year Financials
Application	One Page – One Minute DocuSign	Lengthy Paper Intensive	Multi-Page Application
Number of Lenders	75+	1	1
Service Level	Business Advisor	Processor	Programmatic
Approval Process	Hours/Days	Weeks/Months	Days/Weeks
Speed to Funding	Hours/Days	Months	Days/Weeks
Collateral Requirements	Not Necessary	Always	Sometimes Required
Business Profitability	Not Necessary	Last 2 Years	Sometimes Required
Credit Score	No Minimum FICO	680+ FICO	600+ FICO
Credit Check	Soft Pull	Hard Pull	Hard Pull

Paperwork


	3 Months Bank Statements No Tax Returns Required
Bank	2-3 Years Tax Return 2-3 Years Financials
Direct Lenders	3 Months Bank Statements 1 Year Tax Return 1 Year Financials

Application


	One Page – One Minute DocuSign
Bank	Lengthy Paper Intensive
Direct Lenders	Multi-Page Application

Number of Lenders


	75+
Bank	1
Direct Lenders	1

Service Level


	Business Advisor
Bank	Processor
Direct Lenders	Programmatic

Approval Process


	Hours/Days
Bank	Weeks/Months
Direct Lenders	Days/Weeks

Speed to Funding


	Hours/Days
Bank	Months
Direct Lenders	Days/Weeks

Collateral Requirements


	Not Necessary
Bank	Always
Direct Lenders	Sometimes Required

Business Profitability


	Not Necessary
Bank	Last 2 Years
Direct Lenders	Sometimes Required

Credit Score


	No Minimum FICO
Bank	680+ FICO
Direct Lenders	600+ FICO

Credit Check


	Soft Pull
Bank	Hard Pull
Direct Lenders	Hard Pull

Business Funding Made Simple

Quick Funding For Your Business

We can secure your approval today and review multiple options for your funding needs.

Fully Automated Funding Process

Complete our e-sign quick app and submit your most recent bank statements electronically for a quick approval process.

Access to a revolving line

Renew or refinance your current business line for more funds and lower rates.

Additional Funding Available For You

As your business grows, we can provide larger funding amounts and different financing options.

What You Need To Get Started

Minimum Qualifications

What You Need To Apply

Quick & Flexible Business Loans

Useful Links

Get in Touch

Direct Funding Now © 2023. All Rights Reserved.

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Quick & Flexible Business Loans

Connect your banking details to finalize your approval.

Business Operating Time

Gross Monthly Revenue?

Personal Credit Score?

Input your basic business information below!

Found Relevant Offers!

Finish completing application to review terms.

When do you need the money?

What do you need the money for?

What percentage of ownership do you have?

Please enter your business address

Business Location

Federal Tax ID

State of Formation

Select your business entity

Business registration date

Your home address

Your birth date

Your Social Security Number

Add Second Owner

What percentage of ownership does the second owner have?

Input second owner’s personal information below

Second owner’s home address

Second owner’s birth date

Second owner’s Social Security Number

Click to Sign & Get Funded

To finalize your approval, please upload your bank statementsSelect your preferred method below:

Manual Upload

Connect to the Bank

Please upload your most Recent 3 Months Business Banks Statements to finalize your approval

Connect your banking details

Success!